Triumph Financial (TFIN) risk factors
Item 1A of every Triumph Financial, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors75 risks2 reworded
Litigation disclosures now explicitly highlight a 60.5 million dollar floorplan loan facility involving Tricolor Holdings where TBK Bank acts as agent. Nonperforming assets decreased from 120.3 million dollars or 2.02 percent to 69.9 million dollars or 1.10 percent of total assets.
Filed Feb 11, 2026 - FY2024 10-K risk factors75 risks
Triumph Financial's risk profile is dominated by credit exposure in transportation factoring, agricultural lending, and small-to-mid-sized business portfolios. The company faces significant strategic risks regarding the adoption and scaling of its new Payments and Intelligence network platforms. Operational and cybersecurity vulnerabilities in handling sensitive customer funds and network data present major potential liabilities.
Filed Feb 11, 2025