Risk factors
Hanover Insurance Group (THG) risk factors
Item 1A of every Hanover Insurance Group, Inc. 10-K on file, and what changed from one year to the next.
- 2026 10-K risk factors
37 risks, 4 new, 4 dropped, 6 reworded since the prior year. New risks emphasize IT outages, AI adoption, cyberattacks, and third-party supplier failures across insurance operations.
Filed Feb 20, 2026 - 2025 10-K risk factors
37 risks. Catastrophe, climate, reinsurance availability, and reinsurer collectability dominate exposure to property-and-casualty losses.
Filed Feb 24, 2025