Risk factors

LendingTree (TREE) risk factors

Item 1A of every LendingTree, Inc. 10-K on file, and what changed from one year to the next.

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  • FY2025 10-K risk factors

    47 risks, 4 new, 12 dropped, 11 reworded since the prior year. Personal loan marketplace performance and unsecured debt risks are newly highlighted for QuoteWizard.

    Filed Mar 09, 2026
  • FY2024 10-K risk factors

    55 risks. Mortgage and interest rate volatility heavily impact network partner performance and lead generation volume. High revenue concentration in two network partners creates significant operational vulnerability. Substantial accumulated deficit, ongoing operating losses, and strict debt covenants threaten financial stability.

    Filed Mar 07, 2025