Risk factors

U-Haul Holding (UHAL) risk factors

Item 1A of every U-Haul Holding Co. 10-K on file, and what changed from one year to the next.

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  • FY2026 10-K risk factors

    24 risks, 5 new, 6 reworded since the prior year. Cybersecurity risks now cover evolving attacks, incident response, personal-data exposure, privacy enforcement, and early disclosure obligations.

    Filed May 27, 2026
  • FY2025 10-K risk factors

    19 risks. U-Haul relies heavily on Ford and GM for rental trucks and a massive independent dealer network for revenue.

    Filed May 29, 2025