Usio (USIO) risk factors
Item 1A of every Usio, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors39 risks1 new2 dropped11 reworded
Macroeconomic updates added references to Iran military actions and April 2025 tariff concerns. Equity plan updated to the 2025 plan with 5250000 reserved shares. Added regulatory oversight risks from banking authorities.
Filed Mar 18, 2026 - FY2024 10-K risk factors40 risks
Usio faces heavy cyber security, regulatory compliance, and fraud risks inherent in its payment processing and transaction services. The company carries a significant accumulated deficit of $68.0 million despite reporting 2024 net income of $3.3 million. Key personnel concentration around CEO Louis A. Hoch and concentrated reseller and bank relationships heavily influence operational continuity.
Filed Mar 26, 2025