Risk factors
UWM Holdings (UWMC) risk factors
Item 1A of every UWM Holdings Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors54 risks6 new4 dropped11 reworded
UWMC is expanding into in-house mortgage servicing via the Two Harbors merger, introducing integration and regulatory compliance challenges.
Filed Feb 25, 2026 - FY2024 10-K risk factors52 risks
UWM Holdings Corp relies entirely on third-party mortgage brokers and exposure to Fannie Mae, Freddie Mac, and interest rate volatility.
Filed Feb 26, 2025