Village Super Market (VLGEA) risk factors, FY2026 10-K

Village Super Market's FY2026 10-K, filed Oct 08, 2026, lists 21 risk factors in 6 groups. There is no earlier 10-K to compare against, so the most company-specific risks are listed below.

Risk factors listed
216 groups
Section length
5k wordsItem 1A

Village Super Market's biggest risks in the FY2026 10-K

  • Wakefern dependence, grocery supply-chain disruption, food safety, and intense competition are central operating risks.
  • Technology, cybersecurity, labor availability, and rising operating costs could disrupt stores and compress narrow margins.
  • The business is concentrated in New Jersey and the New York metropolitan area, increasing exposure to local conditions.

The risks most specific to Village Super Market

  • Risks Related to our Business, Operations and Strategic Initiatives

    Our business is highly dependent on Wakefern. Changes in Wakefern's operations, financial condition or our relationship with Wakefern could adversely affect our business

    Village purchases substantially all merchandise from Wakefern, which also provides advertising, technology, procurement, financial, and other operational services.

  • Risks Related to Information Technology, Cybersecurity and Data Privacy

    Our business is dependent on information technology systems and networks. Disruptions to our information technology systems, including systems provided and maintained by Wakefern, could adversely affect our operations

    Failures affecting Village, Wakefern, or third-party systems could disrupt merchandising, distribution, inventory, point-of-sale, online, and financial operations.

  • Risks Related to the Grocery Industry

    Disruptions within the food supply chain could adversely affect our operations and profitability

    Supplier, distributor, transportation, labor, weather, geopolitical, tariff, public-health, or cyber disruptions could reduce food availability.

  • Risks Related to the Grocery Industry

    Food safety incidents, product contamination or product recalls could damage our reputation and adversely affect our business

    Food safety problems, contamination, mislabeling, or recalls involving store or private-label products could trigger lost sales, litigation, and reputational damage.

  • Risks Related to our Business, Operations and Strategic Initiatives

    Our success depends on our ability to attract, retain and develop qualified employees. Our inability to maintain adequate employee levels and/or manage labor costs could adversely affect our business and operating results

    Village must staff stores and specialized functions while managing labor costs; approximately 91% of its 7,100 employees are covered by collective bargaining agreements.

  • Risks Related to our Business, Operations and Strategic Initiatives

    Our operations are geographically concentrated and are therefore more susceptible to adverse developments affecting our primary markets

    Stores are concentrated in New Jersey, New York, Pennsylvania, and Maryland, with significant sales exposure to New Jersey and the New York metropolitan area.

  • Risks Related to our Business, Operations and Strategic Initiatives

    We may not successfully execute our strategic initiatives

    Growth depends on executing remodels, expansion, digital commerce, promotions, technology upgrades, efficiency programs, and merchandising initiatives.

  • Risks Related to our Business, Operations and Strategic Initiatives

    Our Credit Facility contains financial and other covenants that may restrict our operations, and our failure to comply with these covenants could adversely affect our liquidity and financial condition

    Wells Fargo credit-facility covenants could restrict borrowing, investments, liens, and other activities, while noncompliance could harm liquidity.

  • Risks Related to our Business, Operations and Strategic Initiatives

    Our insurance and self-insurance programs may not adequately protect us against losses

    Insurance and self-insurance may not cover workers’ compensation, automobile, liability, property, cyber, and healthcare losses, including programs linked to Wakefern.

  • Risks Related to Information Technology, Cybersecurity and Data Privacy

    Cybersecurity incidents or data security breaches could result in significant costs, liability and reputational harm

    Cyberattacks or breaches involving Village, Wakefern, service providers, or third parties could expose customer, employee, vendor, and business information.

All 21 risk factors

Headings as the filing states them, in filing order.

Risks Related to General Economic Conditions

  1. 01Adverse economic conditions could reduce customer spending and negatively impact our operating results
  2. 02Inflationary pressures and other increases in operating costs may materially adversely affect our business and profitability

Risks Related to the Grocery Industry

  1. 03We operate in a highly competitive industry and may be unable to compete effectively
  2. 04Disruptions within the food supply chain could adversely affect our operations and profitability
  3. 05Food safety incidents, product contamination or product recalls could damage our reputation and adversely affect our business

Risks Related to our Business, Operations and Strategic Initiatives

  1. 06Our business is highly dependent on Wakefern. Changes in Wakefern's operations, financial condition or our relationship with Wakefern could adversely affect our business
  2. 07Our operations are geographically concentrated and are therefore more susceptible to adverse developments affecting our primary markets
  3. 08We may not successfully execute our strategic initiatives
  4. 09Our success depends on our ability to attract, retain and develop qualified employees. Our inability to maintain adequate employee levels and/or manage labor costs could adversely affect our business and operating results
  5. 10Our insurance and self-insurance programs may not adequately protect us against losses
  6. 11We may be required to record impairment charges related to our long-lived assets
  7. 12Our Credit Facility contains financial and other covenants that may restrict our operations, and our failure to comply with these covenants could adversely affect our liquidity and financial condition
  8. 13Failure to maintain effective internal control over financial reporting, including information technology controls, could adversely affect our ability to accurately report our financial results

Risks Related to Information Technology, Cybersecurity and Data Privacy

  1. 14Our business is dependent on information technology systems and networks. Disruptions to our information technology systems, including systems provided and maintained by Wakefern, could adversely affect our operations
  2. 15Cybersecurity incidents or data security breaches could result in significant costs, liability and reputational harm

Risks Related to Laws and Regulations

  1. 16Changes in laws, regulations and governmental policies, or our failure to comply with applicable requirements, could adversely affect our business and results of operations
  2. 17Fluctuations in our tax obligations and effective tax rate may result in volatility of our operating results
  3. 18We are subject to litigation and other legal proceedings

Risks Related to Ownership of Our Common Stock

  1. 19Future dividend payments are subject to the discretion of our Board of Directors
  2. 20Concentrated ownership may limit the influence of other shareholders
  3. 21The market price of our Class A common stock may be volatile and limited trading volume may make it difficult for shareholders to sell their shares

About this page

The headings are the filing's own. The one-line readings and the overview are automated and can be wrong: read Item 1A of the 10-K for the exact wording.