Risk factors
Arch Capital Group (ACGL) risk factors
Item 1A of every Arch Capital Group Ltd. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors42 risks4 new3 dropped13 reworded
Climate change and regulatory shifts dominate the risk profile, impacting catastrophe modeling and mortgage insurance demand.
Filed Feb 26, 2026 - FY2024 10-K risk factors41 risks
Arch Capital faces primary risks from global insurance market competition, cyclical premium rate fluctuations, and catastrophic weather event losses. Mortgage insurance operations depend heavily on GSE requirements, low down payment volumes, and government competition like the FHA. The company is exposed to evolving global climate regulations, cybersecurity threats, and international trade sanctions.
Filed Feb 27, 2025