Risk factors

Better Home & Finance Holding (BETR) risk factors

Item 1A of every Better Home & Finance Holding Co. 10-K on file, and what changed from one year to the next.

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  • FY2025 10-K risk factors

    66 risks, 9 new, 13 dropped, 14 reworded since the prior year. Interest-rate sensitivity is now framed more specifically around origination volumes, gain-on-sale margins, MSRs, and other mortgage assets.

    Filed Mar 13, 2026
  • FY2024 10-K risk factors

    72 risks. Mortgage origination depends heavily on loan production, secondary-market sales, and Fannie Mae and Freddie Mac.

    Filed Mar 19, 2025