Risk factors
Coastal Financial (CCB) risk factors
Item 1A of every Coastal Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors63 risks10 new5 dropped12 reworded
CCBX loans rose to 48.1% of total loans, increasing exposure to partner performance and counterparty losses.
Filed Feb 27, 2026 - FY2024 10-K risk factors58 risks
Coastal Financial faces significant concentration risk in commercial real estate lending and BaaS partnerships. Growth depends heavily on scaling digital services and managing strict regulatory compliance. Interest rate volatility and regional economic factors directly impact net interest income.
Filed Mar 17, 2025