Fair Isaac (FICO) risk factors

Item 1A of every Fair Isaac Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
25 risks2 dropped3 reworded
FICO streamlined its product development risks by removing two redundant disclosures. Artificial intelligence was added as a technology factor affecting market acceptance in risk 1 and a required skill in risk 15.
Filed Nov 07, 2025
FY2024 10-K risk factors
27 risks
Banking industry exposure generated 92% of fiscal 2024 revenues, showing heavy concentration in financial services. Fannie Mae and Freddie Mac mortgage requirements anchor the Scores segment. International markets accounted for 27% of fiscal 2024 revenues.
Filed Nov 06, 2024