Risk factors

Fidelity National Financial (FNF) risk factors

Item 1A of every Fidelity National Financial, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    54 risks12 new1 dropped10 reworded

    The company added substantial risk disclosures concerning its F&G segment, including liquidity demands, NAIC regulatory reforms, and the DOL fiduciary rule.

    Filed Feb 26, 2026
  • FY2024 10-K risk factors
    43 risks

    Title insurance and annuity operations dominate FNF's risk profile, heavily exposed to interest rates and real estate cycles.

    Filed Feb 28, 2025