Risk factors
Goosehead Insurance (GSHD) risk factors
Item 1A of every Goosehead Insurance, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors59 risks9 new7 dropped12 reworded
Regulatory scrutiny now specifically covers contingent commissions, agency fees, bid rigging, and proposed insurance-law changes.
Filed Feb 19, 2026 - FY2024 10-K risk factors57 risks
Company risk profile is dominated by insurance carrier relationships and commission concentrations, franchise network dependence, geographic exposure in four states, and heavy debt obligations.
Filed Mar 03, 2025