Risk factors

Lowe's Companies (LOW) risk factors

Item 1A of every Lowe's Companies, Inc. 10-K on file, and what changed from one year to the next.

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  • FY2026 10-K risk factors

    25 risks, 3 reworded since the prior year. Capital access disclosures now explicitly cite acquisitions of FBM and ADG and lender reputation.

    Filed Mar 23, 2026
  • FY2025 10-K risk factors

    25 risks. Lowe's faces primary risks from intense competition, macroeconomic housing market sensitivity, and supply chain transformation execution. Rapidly evolving omnichannel expectations and technology adoption, including AI, introduce operational and regulatory vulnerabilities.

    Filed Mar 24, 2025