Risk factors
National Bank Holdings (NBHC) risk factors
Item 1A of every National Bank Holdings Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors38 risks6 new3 dropped12 reworded
The bank highlights integration risks from acquiring Vista and crossing the $10 billion asset threshold.
Filed Feb 24, 2026 - FY2024 10-K risk factors35 risks
National Bank Holdings Corp faces primary risks from regional economic conditions in Colorado, Kansas City, and other western markets. Credit quality, interest rate fluctuations, and strict regulatory compliance under a 10 billion dollar asset threshold dominate the risk profile. Strategic expansions into digital banking and fintech partnerships create additional operational and regulatory exposures.
Filed Feb 25, 2025