Risk factors
OFG Bancorp (OFG) risk factors
Item 1A of every OFG Bancorp 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors30 risks4 new5 reworded
AI is now a distinct risk, covering third-party tools, customer service, analytics, and unsettled regulation.
Filed Feb 25, 2026 - FY2024 10-K risk factors26 risks
The risk profile is dominated by geographical and economic concentration in Puerto Rico, natural disaster vulnerabilities, and federal funding dependencies.
Filed Feb 27, 2025