Risk factors

Regions Financial (RF) risk factors

Item 1A of every Regions Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    53 risks6 new5 dropped12 reworded

    AI use, third-party dependencies, and competition from decentralized finance, cryptocurrencies, and blockchain technologies receive greater emphasis.

    Filed Feb 24, 2026
  • FY2024 10-K risk factors
    52 risks

    Regions Financial operates commercial, retail, and mortgage banking services with regional economic concentration in the South, Midwest, and Texas.

    Filed Feb 21, 2025