Keycorp (KEY) risk factors
Item 1A of every Keycorp 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors42 risks8 new7 dropped12 reworded
KeyCorp faces heightened regulatory scrutiny and capital/liquidity costs as a Category IV bank with assets between $100 billion and $250 billion.
Filed Feb 23, 2026 - FY2024 10-K risk factors41 risks
KeyCorp faces concentrated credit exposure primarily in commercial and industrial loans, commercial real estate loans, and commercial leases, representing 69% of the portfolio. Profitability is heavily tied to net interest income and regional economic conditions across branches in Washington, Oregon, Ohio, and other states. Regulatory capital requirements, liquidity risks, and operational vulnerabilities from cyberattacks and third-party dependencies heavily shape risk factors.
Filed Feb 21, 2025