Risk factors
Nelnet (NNI) risk factors
Item 1A of every Nelnet Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors32 risks8 new9 dropped15 reworded
Nelnet faces risks from accelerated loan prepayments, Department of Education servicing contract changes, and derivative valuation exposure. The company's asset-backed security investments grew to $1.5 billion, while Department revenue dropped to 21%.
Filed Feb 26, 2026 - FY2024 10-K risk factors33 risks
Nelnet faces heavy regulatory and economic concentration risks in student loan servicing, solar energy investments, and banking operations.
Filed Feb 27, 2025