Risk factors

What each company says could go wrong in its 10-K, and what changed since last year: the risks added, dropped and rewritten.

7,692 annual reports · 4,011 companies

Readings are automated and can be wrong; check the filing for the exact wording.

Older filings

Page 242 of 641 · 7,692 filings

  • Telephone & Data Systems (TDS) FY2025 10-K risk factors
    24 risks5 new9 dropped14 reworded

    Spectrum-sale execution and remaining spectrum costs replace the former risk of continuing UScellular wireless operations if sales failed.

    Filed Feb 24, 2026
  • Tempus AI (TEM) FY2025 10-K risk factors
    99 risks5 new3 dropped20 reworded

    A new $750 million 0.75% convertible note issuance adds conversion, dilution, liquidity and counterparty risks.

    Filed Feb 24, 2026
  • Truist Financial (TFC) FY2025 10-K risk factors
    44 risks2 new1 dropped34 reworded

    Truist newly flags AI model errors and bias, plus AML-monitoring challenges from digital assets, stablecoins, and blockchain.

    Filed Feb 24, 2026
  • Tandy Leather Factory (TLF) FY2025 10-K risk factors
    19 risks2 dropped4 reworded

    The Fort Worth distribution-center move is complete; the company now identifies Benbrook as its primary center and no longer forecasts moving disruption.

    Filed Feb 24, 2026
  • TransMedics Group (TMDX) FY2025 10-K risk factors
    75 risks4 new8 reworded

    The new risk disclosures highlight disruption from the planned Somerville headquarters move and international expansion, including Italy.

    Filed Feb 24, 2026
  • Tennant (TNC) FY2025 10-K risk factors
    19 risks2 new1 dropped1 reworded

    New risks emphasize tariffs and geopolitical disruptions that could raise costs, interrupt Tennant’s global supply chain, and weaken demand.

    Filed Feb 24, 2026
  • Twilio (TWLO) FY2025 10-K risk factors
    49 risks3 new6 dropped19 reworded

    New risks highlight dependence on network providers and intermediaries, cyber threats to Twilio and its service providers, and customer misuse of messaging and calling products.

    Filed Feb 24, 2026
  • Vertex (VERX) FY2025 10-K risk factors
    42 risks3 new2 dropped5 reworded

    Vertex expanded e-invoicing and AI risk disclosures, noting a new CEO, a $150M share repurchase program, and analyst coverage dependencies.

    Filed Feb 24, 2026
  • Valmont Industries (VMI) FY2025 10-K risk factors
    32 risks11 new1 dropped9 reworded

    Valmont added specific tariff, AI, inventory, and internal control risks while revising exposure metrics for steel and utility sales.

    Filed Feb 24, 2026
  • Washington Trust Bancorp (WASH) FY2025 10-K risk factors
    41 risks7 new4 dropped5 reworded

    Washington Trust Bancorp added new risks concerning trade tariffs, commercial loan participations, and capital allocation limits. The bank updated disclosures on cybersecurity threats, artificial intelligence competition, and financial statement estimates.

    Filed Feb 24, 2026
  • World Kinect (WKC) FY2025 10-K risk factors
    25 risks1 new3 dropped11 reworded

    Company added AI governance risks and updated details on recent asset sales, such as the Watson Fuels sale and Universal TSS acquisition. Commodity price volatility disclosures now cite Venezuela and alternative energy developments.

    Filed Feb 24, 2026
  • Williams Companies (WMB) FY2025 10-K risk factors
    38 risks3 new2 dropped3 reworded

    Williams Companies added specific risk disclosures concerning power innovation projects for data centers, ongoing legal proceedings, and climate change regulations.

    Filed Feb 24, 2026

Companies covered

4,011 companies

371 more under A