Risk factors

Fleet adoption of RNG and natural gas has been slower and more volatile than anticipated, impacting our revenue growth.

Clearwater Paper's risk profile is dominated by major restructuring events, including the May 2024 Augusta Facility acquisition and November 2024 consumer division divestiture to Sofidel.

Sales fluctuate due to customer demand shifts and vendor innovations in hardware, software, and AI. Heavy reliance on key suppliers and third-party shippers creates operational and inventory risks. Principal stockholder Patricia Gallup controls 52% of voting power.

Coursera faces significant operational risks driven by continuing net losses, heavy reliance on educator partner relationships, and complex global education regulations.

Del Monte Corp's risk profile is dominated by commodity price volatility, supply chain disruptions, customer concentration, and climate/agricultural vulnerabilities.

Dominos faces heavy competition in the QSR pizza market alongside significant international and supply chain exposure.

Everforth relies heavily on U.S. federal contracts, which generated 24 percent of consolidated revenues in 2024.

Credit and loan portfolio quality, capital and deposit funding requirements, and regulatory supervision dominate Fifth Third Bancorp's risk factors.

Concentrated property holdings in California create heavy reliance on local economic, regulatory, and natural disaster conditions.

Pandemic-related branch closures, remote work, and cyberattacks threaten operations and customer access.

Maui windstorm and wildfire losses dominate HEI’s financial, liquidity, cash-flow and operating risks.

Summit Hotel Properties faces high operational concentration with 50 of its 97 lodging properties managed by Aimbridge Hospitality.