Risk factors

What each company says could go wrong in its 10-K, and what changed since last year: the risks added, dropped and rewritten.

7,691 annual reports · 4,011 companies

Readings are automated and can be wrong; check the filing for the exact wording.

Older filings

Page 117 of 641 · 7,691 filings

  • Big Sky Industrial (BSIN) FY2025 10-K risk factors
    98 risks7 new5 dropped7 reworded

    Construction and financing risks dominate, highlighted by a $25.0 million common stock purchase agreement with Roth Principal Investments. Dividend payments remain suspended while management focuses on debt repayment and share buybacks.

    Filed Mar 13, 2026
  • biote (BTMD) FY2025 10-K risk factors
    66 risks9 new7 dropped22 reworded

    Biote expanded disclosures on supply chain reliance, tariffs, inventory management, restructuring, and commercial agreements. The company added new risks regarding trade policies affecting material sourcing like estradiol from China and trocars from Pakistan. Disclosures now reflect the acquisition of Asteria Health and the termination notice from partner AnazaoHealth.

    Filed Mar 13, 2026
  • Colony Bankcorp (CBAN) FY2025 10-K risk factors
    44 risks8 new11 dropped20 reworded

    Bank failures and digital deposit withdrawals heighten liquidity risk and could force securities sales at losses.

    Filed Mar 13, 2026
  • CB Financial Services (CBFV) FY2025 10-K risk factors
    18 risks1 dropped3 reworded

    CB Financial Services streamlined technology risk disclosures while emphasizing potential credit losses from inflation and real estate market disruptions.

    Filed Mar 13, 2026
  • Collective Acquisition (CCAQ) FY2025 10-K risk factors
    Risk factors section under review

    The company has not completed its initial business combination and faces an August 8, 2026 deadline.

    Filed Mar 13, 2026
  • Cardio Diagnostics Holdings (CDIO) FY2025 10-K risk factors
    64 risks2 new5 dropped6 reworded

    Revenue dropped to $14,825 in 2025 with net losses of $6,498,167 and an accumulated deficit of $29,250,000.

    Filed Mar 13, 2026
  • Chemung Financial (CHMG) FY2025 10-K risk factors
    41 risks1 new1 dropped9 reworded

    Chemung Financial Corp added subordinated debt risks following $45.0 million in June 2025 notes issuance. Inflation and Federal Reserve policy risks were updated with 2025 metrics. Technological risk now accounts for the GENIUS Act passed in July 2025.

    Filed Mar 13, 2026
  • Choiceone Financial Services (COFS) FY2025 10-K risk factors
    34 risks1 dropped3 reworded

    Unrealized investment losses decreased to $90.4 million at year-end 2025. Commercial and construction real estate loans grew significantly to $1.8 billion. Commercial and industrial loan balances rose to $352.6 million.

    Filed Mar 13, 2026
  • Insight Digital Partners II (DYOR) FY2025 10-K risk factors
    67 risks

    Insight Digital Partners II is a blank check company seeking an initial Business Combination without prior shareholder approval rights. The company faces strict completion windows, redemption risks, and potential complexities from cross-border or out-of-sector targets. Operations depend heavily on sponsor support and trust account protections against third-party claims.

    Filed Mar 13, 2026
  • Elutia (ELUT) FY2025 10-K risk factors
    68 risks11 new16 dropped17 reworded

    Elutia sold its entire cardiac device business on October 1, 2025, shifting its future results to rely on Women's Health, NXT-41x, and Cardiovascular products. The company received Nasdaq deficiency notices regarding its minimum bid price below $1.00 and market value requirements.

    Filed Mar 13, 2026
  • Empire Petroleum (EP) FY2025 10-K risk factors
    49 risks13 new4 dropped8 reworded

    Severe liquidity constraints and a negative working capital of $16.2 million raise going concern doubts.

    Filed Mar 13, 2026
  • Ernexa Therapeutics (ERNA) FY2025 10-K risk factors
    34 risks2 dropped3 reworded

    The company addressed Nasdaq continued listing requirements after receiving a deficiency notice, noting equity dropped to approximately $2.4 million before a $9.5 million public offering.

    Filed Mar 13, 2026

Companies covered

4,011 companies

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