Risk factors

What each company says could go wrong in its 10-K, and what changed since last year: the risks added, dropped and rewritten.

7,690 annual reports · 4,011 companies

Readings are automated and can be wrong; check the filing for the exact wording.

Older filings

Page 107 of 641 · 7,690 filings

  • Longeveron (LGVN) FY2025 10-K risk factors
    96 risks21 new17 dropped30 reworded

    Longeveron faces concentrated risks around its lead bone marrow-derived cell therapy, laromestrocel, and Alzheimer's disease development.

    Filed Mar 17, 2026
  • Ethos Technologies (LIFE) FY2025 10-K risk factors
    55 risks

    Ethos Technologies Inc. faces heavy revenue concentration with Ameritas, Banner Life, and TruStage representing up to 98% of total revenue in 2024. The company has a short operating history, only achieving profitability in 2023 after launching in 2016. Operations depend heavily on third-party agencies, cloud infrastructure providers, and internet search engines.

    Filed Mar 17, 2026
  • Lake Shore Bancorp (LSBK) FY2025 10-K risk factors
    37 risks

    Credit concentration dominates: 61.9% of gross loans are commercial, while 94.5% are real-estate secured in Western New York.

    Filed Mar 17, 2026
  • Lululemon Athletica (LULU) FY2026 10-K risk factors
    40 risks10 new11 dropped25 reworded

    Lululemon faces leadership instability after its CEO stepped down in January 2026 and founder Chip Wilson nominated directors.

    Filed Mar 17, 2026
  • Lifeway Foods (LWAY) FY2025 10-K risk factors
    23 risks1 new6 reworded

    Lifeway Foods faces ongoing shareholder activism, litigation over the Stockholders Agreement with Danone, and general supply and raw material cost risks.

    Filed Mar 17, 2026
  • M3-Brigade Acquisition VI (MBVI) FY2025 10-K risk factors
    79 risks

    M3-Brigade Acquisition VI Corp. is a blank check company formed to complete an initial business combination.

    Filed Mar 17, 2026
  • Meshflow Acquisition (MESH) FY2025 10-K risk factors
    67 risks

    Meshflow Acquisition Corp is a blank check company facing typical SPAC risks related to finding a target, redemptions, and trust account management.

    Filed Mar 17, 2026
  • McEwen (MUX) FY2025 10-K risk factors
    48 risks2 new1 dropped11 reworded

    McEwen reduced its credit facility debt to $20.0 million while adding $110.0 million in convertible unsecured notes.

    Filed Mar 17, 2026
  • Nextnav (NN) FY2025 10-K risk factors
    45 risks5 new3 dropped16 reworded

    NextNav faces heightened regulatory and operational risks concerning its FCC spectrum licenses, 5G deployment partnerships, and government contracting. Resource constraints and third-party dependencies continue to challenge commercialization and public compliance.

    Filed Mar 17, 2026
  • Oklo (OKLO) FY2025 10-K risk factors
    56 risks13 new12 dropped29 reworded

    Oklo added key risks concerning HALEU fuel availability from Centrus Energy, union organizing, and AI-driven power demand.

    Filed Mar 17, 2026
  • ProCap Acquisition (PCAP) FY2025 10-K risk factors
    6 risks

    As a newly formed SPAC, risks center on completing a business combination by May 22, 2027.

    Filed Mar 17, 2026
  • PSQ Holdings (PSQH) FY2025 10-K risk factors
    78 risks30 new41 dropped10 reworded

    The company highlights persistent net losses, including $24.9 million in 2025, and expanding into Fintech operations.

    Filed Mar 17, 2026

Companies covered

4,011 companies

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